Need an appraisal in Davie or Broward County?
See the top seven reasons FL homeowners order from Appraisal Associates & Consultants, Inc.:
Own a house in or near Davie, FL and need help deciding the price of it?
We at Appraisal Associates & Consultants, Inc. understand the particular needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Appraisal Associates & Consultants, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
Need to remove PMI?
An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Appraisal Associates & Consultants, Inc. is qualified in helping clients just like you get rid of unwanted PMI insurance.
Challenging Broward county's assessment of your property
Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting a professional appraisal from Appraisal Associates & Consultants, Inc. is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Appraisal Associates & Consultants, Inc. can provide you with efficient appraisal to help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Appraisal Associates & Consultants, Inc. offers field reviews where we go out and check the subject and comps. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.