Need an appraisal in Davie or Broward County?
Here are the top 7 reasons FL homeowners hire Appraisal Associates & Consultants, Inc.:
Do you own a house in or near Davie? Do you need help determining the price of your real estate?
At Appraisal Associates & Consultants, Inc., we understand the individual needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Appraisal Associates & Consultants, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Appraisal Associates & Consultants, Inc., we're veterans in helping clients just like you do away with unnecessary PMI insurance.
Challenging property tax assessments
If you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Appraisal Associates & Consultants, Inc. is your perfect weapon.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be annoying from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Appraisal Associates & Consultants, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Appraisal Associates & Consultants, Inc. offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.